Buyer's Guide
Buying Property in Greece as a Foreigner
- 01
Define your goals and budget
Residency through the Greece Golden Visa, rental income, a holiday home or long-term capital growth: each points to different areas and property types.
- 02
Get a Greek tax number (AFM)
Every buyer, including non-residents, needs a Greek tax registration number. It can be obtained through a lawyer with a power of attorney, without travelling.
- 03
Open a Greek bank account
Funds for the purchase are normally transferred through a Greek bank so the payment can be documented for the contract and, where relevant, the Golden Visa.
- 04
Appoint an independent lawyer
Your lawyer performs the legal due diligence: title checks at the land registry or cadastre, outstanding debts, building permits and urban-planning compliance.
- 05
Technical check by an engineer
An engineer confirms the property matches its permits and that there are no unauthorised constructions.
- 06
Sign the contract with a notary
The final purchase contract is signed before a Greek notary, the transfer tax and fees are paid, and the property is registered in your name.
Planning to apply for residency? Read our Greece Golden Visa guide, explore the best neighborhoods to invest in Athens or browse homes for sale.
Foreign Buyers: Questions Answered
Can foreigners buy property in Greece?
Yes. Both EU and non-EU citizens can buy property in Greece. In a few border and island areas, non-EU buyers may need an additional permit, which your lawyer can arrange.
Do I need to be in Greece to buy?
No. With a power of attorney, a lawyer can obtain your tax number, open accounts where possible and sign on your behalf, so much of the process can be completed remotely.
Does buying property give me residency in Greece?
A qualifying purchase can give non-EU citizens and their families a five-year renewable residence permit through the Greece Golden Visa program. Investment thresholds depend on the location.
What costs should I expect on top of the price?
Typical extra costs include property transfer tax (or VAT on some new builds), notary, lawyer and land-registry fees, and agency fees. Ask BOFKERS for a cost breakdown for a specific property.